Payment Methods

The Payment Methods dialog box enables users to add payment methods in case they accept additional forms of payment from their customers, e.g. European credit cards. The payment methods listed in the Methods list box are the same values that populate payment methods fields throughout the Order Manager.

 

Add a new payment method

  1. Go to the Main Menu>Maintenance Menu>Maintenance tab>Payment Methods.

  2. The Payment Methods dialog box opens.

  3. Enter a unique name in the Payment Method Name field. The name must match the payment method name used by your shopping cart exactly.

  4. Click Save.

  5. If the payment method you are entering is a credit card:

    1. Check the Is a Credit Card checkbox.

    2. Click the Include Start Date and/or Include Issue Number checkboxes, if necessary. Note: These options apply to the European credit cards Switch, Delta, Solo and Electron only.

    3. **Important** Add the Bank ID numbers (BINs). Note: A Single BIN or Starting BIN is up to the first six digits of the credit card account number. See below for more information about BINs.

    4. Click Add.

  6. Click Close to exit the dialog box.

 

Note: Encrypted card information is not retained by the Order Manager after importing orders if the credit card used to pay for the order in the shopping cart is set up as a generic payment method in the Order Manager (i.e. the credit card payment method was added without clicking the Is a Credit Card checkbox or entering the BIN(s)); therefore, credit cards cannot be set up as generic payment methods.

 

 

Additional Information about BINs

 

As mentioned above, if the payment method you add is a credit card, you must enter the Bank Identification Number (BIN) or range of BINs used by the card issuer. BINs are used to determine the credit card type, e.g. Visa or Mastercard, when the payment is processed through your payment gateway.

 

Typically, most credit card numbers that start with the number 4 are issued by Visa, however, Switch also uses card numbers that begin with the number 4. Contact the card issuer for its card's individual BIN or range of BINs. If the card type only uses one BIN, enter it in the Single BIN or Starting BIN field. If the card uses a range of BINs such as "456000 to 456099", enter the first number in the range (456000) in the Single BIN or Starting BIN field and enter the last number in the range (456099) in the Ending BIN field. The Order Manager automatically generates the range of BINs for this payment method and lists them in the BINs list box.

 

If you entered an incorrect value for the BIN by mistake, click on it in the BINs list box and click the Delete button.

 

Keep in mind that BINs are used to determine the card type only. BINs are not used to validate whether or not the credit card number is valid. This function is performed by your payment gateway.